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The economy of a country is a set of institutions, policies and arrangements for resource allocation, production and distribution. These institutions determine the supply and demand for goods and services, the level of savings and investment, prices, tax rates etc. In Uma Kauli's economics books pdf free download is discussed in detail on how to get the most from your finances by managing your personal spending habits effectively. This book will help you to master your personal financial management that includes saving money through investing wisely as well as how to invest in real estate without losing too much face. There are really no excuses not to master this type of economic theory. A basic understanding of accounting and the importance of be capable of making financial decisions will help you in making wise and sound decisions in which you can invest and save with little to no risk. Apart from the investment aspect, this book also covers topics such as women empowerment and how women can be an equal part in contributing towards MENA's economy. India has grown rapidly over the past two decades with an average growth rate of 6% per year. Although it is widely accepted that globalisation has had a positive impact on India, there is considerable debate about whether India’s rapid growth has lead to commensurate gains for its citizens. With respect to the growth of the economy Kauli brings in the concept of dual economy in which growth can be seen in unbalanced ways i.e. for some people there is real growth and for others it may show little growth or even fall. This problem not only applies to India but also many other countries that are trying to integrate into the global economy. However, Pakistan has demonstrated the ability to create jobs, raise incomes and expand share of income by developing its food processing sector. This book talks about how India's rapid economic rise has been built on a fragile foundation of cheap labour and a cheap urban labour force - both these factors have created a good deal of social tension. This book is a must read for any Indian and those planning to move and work in India. This book is an excellent guide for anybody interested in investing in real estate or thinking of investing in real estate. It also provides considerable amount of information on some of the high risk areas that do need to be warned as well as investment strategies as well as some interesting information on the various types of property available. It's a great read which will provide you with all the information you need without being too technical. Investing-In-Real-Estate-by-Uma-Kauli Uma Kauli was born on 22 January 1950 at Jalandhar, Punjab, India. He received his early education in the local school system. At the age of 15, he set up his own small business repairing watches & clocks. Later, he went to the Rattan College of Engineering (RCE) at Ludhiana where he received his Bachelor's Degree in Mechanical Engineering. He then joined Government Electronics Limited (GEL), a defence contractor at Thangmeiband, Manipur as a Junior Engineer. In 1974, Kauli moved to Kathmandu where he worked for Standard Chartered Bank of India and Nepal Ltd. In 1981, Kauli joined SBI India Ltd. cfa1e77820
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